Leasing calculator

DV–TCO online calculator allows you to perform a comprehensive calculation of costs associated with the vehicle purchase on lease or credit, compare terms and conditions provided by credit institutions or leasing companies, calculate the total amount of obligations and additional costs, estimate the amount of monthly payments, etc.

You can consider the function of DV–TCO vehicle leasing calculator below. The tool works in two directions:

• Payment calculation
• Rate calculation

Lease payment calculation

To calculate the lease payment, you will need to enter the following data into the calculator: the cost of one vehicle, the number of vehicles and the redemption payment amount. You can also take into account the cost of additional equipment and a discount on it, if any.

Financial parameters required for the calculation include the annual lease or loan rate, the lease term, the advance payment amount, the VAT rate and the month of its repayment. DV–TCO takes into account the possibility of receiving subsidy from the Ministry of Industry and Trade by the company (the subsidy value can be entered in the appropriate field).

Moreover, the calculation can include or exclude MTPL, hull insurance, VTPL, RAA and vehicle registration with the traffic police.

As a result, detailed information about the total cost of all vehicles (including and excluding VAT) and the amount of the monthly payment becomes available.

The tool also generates a comparative cost table for leasing and loan contracts, using which the company is able to clearly assess all the costs and choose the more profitable transaction structure. Difference in the transaction price is clearly demonstrated in absolute values and percentages.

Separately, DV–TCO calculates the effects of leasing, namely income tax and VAT savings, as well as current assets income owed to lessees.

A special convenience and practicality lies in the fact that the tool creates payment schedules (leasing and credit), where you can see the exact amount of the payment for each month. This calculation element is important because the payment amount may vary from month to month. Moreover, the total amount in the structure of lease payments is divided into repayment of the debt body and interest, which is displayed in the infographic.

A tax accounting table is also available for accounting department.

When an accurate calculation of the vehicle leasing cost is obtained, you can export all the calculations received to EXCEL format.

Consultation by phone: +7 (831) 439-21-82 or napi@abiz.ru